Short Term Disability Benefits

Short Term Disability Benefits are meant to protect your income when an illness, injury or mental health condition temporarily takes you out of work. If you are unable to perform your job duties due to a medical condition, your group or private insurance policy may entitle you to weekly payments for a defined period- typically several weeks to a few months. 

But just like with long term disability, insurance companies don’t always play fair. Even valid STD claims can be denied or delayed, often without proper investigation or explanation.

Common Reasons STD Claims Are Denied

We frequently see insurers deny or cut off STD benefits based on reasons like:

• “Not enough medical documentation”

• “Your condition isn’t severe enough”

• “You should be able to return to work”

• “Your doctor didn’t fill out the forms properly”

• “The condition is stress-related or psychological”

• “You missed a deadline or failed to provide updates”

If this sounds familiar, you’re not alone- and you are  not powerless.

How We Can Help

At K. Miller Law, we’re here to level the playing field. We:

• Review and appeal denied STD claims

• Communicate with your insurer on your behalf

• Help gather and strengthen your medical evidence

• Advise you on next steps if your STD claim transitions into a long-term disability claim

• Represent you at mediation or in court, if needed

We take your case seriously- because your health and financial security matter.

No Upfront Legal Fees

We offer contingency fee arrangements for disability matters, meaning you don’t pay unless we recover compensation for you. No surprise fees. No hourly bills.

Book Your Free Consultation

If your short term disability benefits have been denied, delayed, or cut off, contact us for a free, confidential consultation. We’ll review your case and explain your legal options- clearly and without pressure.

📍 Proudly serving clients in the Greater Toronto Area and across Ontario.