Was your critical illness claim denied?
You don’t have to navigate it alone.
Understanding Critical Illness Insurance- What to do if your claim is denied
Critical illness insurance is designed to ease the financial burden that comes with a life-altering diagnosis- whether it’s cancer, a heart attack, stroke, or another serious medical condition. These policies typically offer a lump-sum payment upon diagnosis, allowing you to focus on recovery without worrying about immediate financial strain.
However, many individuals are shocked to discover that their claims are denied- often based on technicalities or unclear policy wording. If this has happened to you, you are not alone.
Common Reasons for Denial:
Alleged “pre-existing conditions”
Disputes over the diagnosis or whether it meets the policy definition
Delayed or incomplete documentation
Misinterpretation of policy terms
At K. Miller Law, we’ve helped countless clients challenge denied critical illness claims. We understand how overwhelming it is to deal with an insurance company while coping with a serious diagnosis. Our role is to step in, review your policy, gather the necessary medical evidence, and advocate for your full entitlement- whether through negotiation or litigation.
What Should You Do if Your Claim Is Denied?
Don’t give up. A denial doesn’t mean you’re out of options.
Request a copy of your policy and the insurer’s reasons for denial.
Contact a lawyer experienced in insurance litigation.
With K. Miller Law, your fight becomes our fight. We offer free consultations and work tirelessly to ensure your voice is heard and your rights are respected.
Contact us today to schedule a confidential conversation about your case.
How Else We Can Help
Whether you’re facing a denied disability claim, unfair benefit termination, or an insurance company refusing to pay what you’re entitled to, we are here to fight for you every step of the way. At K. Miller Law, we are committed to protecting your rights and ensuring you receive the compensation and support you deserve.
Short- Term Disability Benfits
We are here to help you secure the support you deserve.
Long- Term Disability Benefits
Contact us today for a FREE review of your disability benefits denial.

Life Insurance
Life insurance policies are complex. Let us review your case and fight for your entitlements.

Canada Pension Plan Disability Benefits
We make sure you receive the benefits you are eligible for.

Mortgage Insurance
Struggling to secure mortgage disability benefits? Let K. Miller Law advocate for your rightful coverage.
We Serve Ontario
At K. Miller Law, we represent employees across Ontario, providing trusted legal guidance no matter where you are.
With the ability to connect remotely, we ensure that location is never a barrier to receiving strong legal representation.
Here are just a few of the areas where we have assisted employees in resolving workplace disputes.
Toronto
Ottawa
Mississauga
Brampton
Hamilton
London
Markham
Thornhill
Vaughan
Kingston
Sudbury
Oshawa
Barrie
Thunder Bay
Windsor
Kitchener
Guelph
Cambridge
Whitby
Burlington
Ajax
Richmond Hill
Oakville
Milton
Pickering
Waterloo
Sault Ste. Marie
Chatham-Kent
Niagara Falls
Newmarket
Aurora
North Bay
Belleville
Brantford
Orillia
Kawartha Lakes
St. Catharines
Stratford
Woodstock
Sarnia
Orangeville
Timmins
Stouffville
Brockville
Welland
Huntsville
Owen Sound
Parry Sound
Bradford
We got you covered
Whether you are facing an employment dispute or experience challenges with your disability claim, we are here to advocate for you.
Get Started with a Free Consultation
Have questions about your legal rights? We’re here to help!
Fill out the free consultation form and we will get back to you as soon as possible.
Let’s discuss your case and explore your options together- no obligation, just clarity.